We are pleased to provide you with two important disclosure documents that are mandated by the U.S. Securities and Exchange Commission for firms such as ours that are regulated by the SEC. Clients will be familiar with the "Brochure" (also called ADV Part 2A). The second document is brand new for 2020, the CRS, which stands for Client Relationship Summary. The CRS is a short two-page document that follows a specific protocol uniformly applied to all registered investment advisers. We encourage you to talk with us (203-322-1198) about any questions you may have about these disclosures.